Reasons to Purchase Pet Health Insurance for Your Cat

Imagine the next time you join a discussion about Pet Health Insurance. When you start sharing the fascinating Pet Health Insurance facts below, your friends will be absolutely amazed.


If you find yourself confused by what you've read to this point, don't despair. Everything should be crystal clear by the time you finish.

Cats are funny creatures. One minute they want to be petted and stroked, the next they are taking a swipe at your hand and acting like you are public enemy number one. Some people love the conundrum of pet cats and other people hate them.

Love them or hate them they are a still a common pet and have a whole host of potential health issues that will require veterinary care and might have their owners considering the pros and cons of pet health insurance. When cat owners first bring their brand new kitten to the vet they should have the kitten vaccinated for distemper.

Cat owners who have a cat that is entering into the golden years of its life should know that kidney failure is the most common problem senior cats have to deal with. Hairballs are often the very first thing cat owners think about when they stop to consider possible threats to their cat’s health. Hairballs are clumps of hair that can be found in the cat’s digestive system. Cat owners can purchase food additives that will help eliminate hairball. In extreme cases the cat will have to undergo surgery to have a hairball removed.

Just like their owners cats can develop urinary tract infections. Cats who have a urinary tract infection generally cry when they are using their litter box. If a cat is suddenly “missing” the litter box and having accidents around the house it could be a sign of a urinary tract infection. Treating the urinary tract infection generally depends on the type of infection. After doing tests to determine the origin of the infection vets will normally put the cat on a round of antibiotics. If the infection has spread to the kidneys or caused a blockage immediate veterinary action is needed.

Cats kept indoors do not usually develop upper respiratory problems. Cats that have a respiratory illness often cough, sneeze, have runny noses, discharge from the eyes, and are listless. Some cats will run a fever. Just like humans cats that have an upper respiratory illness are contagious and should be kept separate from other cats. Cats with upper respiratory problems should be encouraged to drink lots of fluids. If your cat develops a fever take him to the veterinarian for a round of antibiotics. High fevers, if left untreated, can lead to brain damage and death.

Some cats are prone to getting abscesses. Abscesses are wounds, sometimes small, that heal over, trapping infection under the skin. As the pus gathers a bump will appear on the cat’s skin. Cats with abscesses could be taken to the veterinarian’s office to have the abscess lanced (cut open), drained, and an antibiotic cream applied. Depending on the abscess veterinarians might attach a tube to the animal to let the pus drain. When the abscess has been drained, cleaned, and dressed the veterinarian will probably prescribe a round of antibiotics. Some cats that have abscesses will run a fever.

Lots of pet cats develop diabetes. Many pet health insurance plans will help offset the cost of vet bills.

It never hurts to be well-informed with the latest on Pet Health Insurance. Compare what you've learned here to future articles so that you can stay alert to changes in the area of Pet Health Insurance.

Rabbits; an Exotic Animal that Could Benefit from Health Insurance that Insures Pet Medical Needs

The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.


You can see that there's practical value in learning more about Pet Health Insurance. Can you think of ways to apply what's been covered so far?


Many pet owners enjoy the company and companionship of having a pet rabbit in the house. People are attracted to the idea of house rabbits because rabbits are not only playful and fun to watch they are also very social. Rabbits tend to appeal to people who like the size and feel of cats but are put off by the aloof manners cats sometimes display, most rabbits, if handled properly, are friendly all the time. Rabbit owners need to be aware that because rabbits are so social they need to spend allot of time each and every day playing with their pet rabbit. Rabbits that do not get enough attention can become depressed. Like cats pet rabbits are low maintenance and are easily litter box trained. Rabbits chew on everything, the best way to spare your furniture is to give your pet rabbit lots and lots of chewy toys. Rabbits and young children are not a very good combination, kid’s habit of grabbing and running around makes rabbits nervous and they can start biting, and rabbit bites hurt. If you decide to keep your pet rabbit in the house you need to be prepared to clean the litter box on a regular basis.

Rabbits need to be taken to the veterinarian on a regular schedule for routine vaccinations and check ups. Rabbit owners who keep their rabbits in the house recommend spaying and neutering your rabbit. Pet rabbits are not known for their willingness to take medications. If you have to give your pet rabbit liquid mediation you will need to use a syringe (just the syringe not the needle) or an eye dropper. I prefer syringes because it is easier to measure the proper dosage of medication. Holding the rabbits head and neck with one hand slide the syringe into the rabbit’s mouth behind the teeth, Check to make sure that the tip of the syringe isn't stuck out the other side of the mouth, point the tip of the syringe towards the rabbit’s throat. Depress the syringes plunger.

If your vet prescribes a medication for your rabbit that is in a pill or tablet form you are going to have to crush up the pill. Once you have crushed the pill into a powder mix it with a little bit of flavored Sustacal or Ensure until you have a watery paste. Use a syringe to administer the paste like a liquid medication.

It only takes being bitten by one mosquito for a rabbit to become infected with a severe viral disease call Myxomatosis. Most rabbits die just a few short hours after contracting the disease. The only way to treat Myxomatosis is to vaccinate your pet rabbit before it ever comes into contact with Myxomatosis. Rabbits should be vaccinated when they are six weeks old. Do not give a pregnant rabbit the vaccination; wait until her babies are born. Rabbits are still at risk for Myxomatosis for fourteen days after being vaccinated. Your pet rabbit will need booster shots.

Health problems commonly associated with rabbits are uncontrolled bleeding when injured, blood in the urine, broken bones, breathing problems, falling body temperature, and severe diarrhea. If you would like to purchase an insurance plan to help cover the cost of veterinary expenses for your pet rabbit you will probably have to look for an exotic animal policy offer by a pet health insurance company.


This article's coverage of the information is as complete as it can be today. But you should always leave open the possibility that future research could uncover new facts.

Questions Cat Owners Need to Ask Themselves Before Purchasing Cat Health Insurance for Their Pet

This interesting article addresses some of the key issues regarding Pet Health Insurance. A careful reading of this material could make a big difference in how you think about Pet Health Insurance.


Most of this information comes straight from the Pet Health Insurance pros. Careful reading to the end virtually guarantees that you'll know what they know.

Before cat owners purchase health insurance for their family cat there are a few questions they should ask themselves. Asking themselves these questions will give the cat owner a reasonable idea of what type of policy will best suit them.

The first thing they should consider is whether or not they would like a discount insurance plan or a comprehensive insurance plan. The next question cat owners need to ask themselves is how attached are they to their local veterinarian. Some veterinarians will not accept pet health insurance from various pet health insurance companies for a variety of reason. If the cat owner does not feel comfortable taking their family pet to a different veterinarian they should look for an insurance company their veterinary clinic accepts. Cat owners should also be aware that in certain instances the local veterinarian or animal hospital cannot help their pets and might refer them to the State University veterinary clinics. When purchasing a health-insurance plan for their owner should double check and make sure that any expenses charged to the university veterinary clinic will be covered by the insurance plan.

Before cat owners purchase a health-insurance plan for their family cat they should decide if they would like to neuter or spay their cat. Some pet insurance companies offer health insurance plans for pets that will cover the cost to neutering or spaying. If the policy you are thinking about purchasing does not include neutering or spaying you might want to purchase an additional rider to help with the expense. Remember that if you have adopted your cat from a local animal shelter you will be required to neuter or spay your cat if the shelter hasn’t already done that. This is also a good time to get the first round of your cat's annual shots out of the way.

How much can you actually afford to pay in addition to the monthly or yearly cost of your pets health-insurance plan? If you have to bring your cat to the veterinarian will you be able to pay a deductible? A deductible is the amount of money you have to pay the veterinarian out of your pocket each and every time you visit them. The higher the deductible you carry the lower your monthly premiums are on your pet’s health-insurance plan.

If your cat gets injured in a freak accident or suddenly becomes sick will you be able to pay for any medication that the veterinarian might prescribe. Prescription drugs are expensive whether they are for humans or for pets. If you are concerned about the potential cost of prescription drugs you may want to purchase a rider that will help cover the cost. Purchasing a co-pay option a prescription drugs get help lower your annual fee.

Before purchasing a health-care plan for your cat find out if the plan just coverers your cat's immediate health care issues or if it will also cover the cost of the veterinarian's office visit. Cat owner should remember that the time to research the various types of pet health-care insurance is normally before they purchase their pet. Most injuries and illnesses occur during the pets early years of life.


The day will come when you can use something you read about here to have a beneficial impact. Then you'll be glad you took the time to learn more about Pet Health Insurance.

Potential Problems for AKC Dog Owners who Wish to Purchase Health Insurance

When most people think of Pet Health Insurance, what comes to mind is usually basic information that's not particularly interesting or beneficial. But there's a lot more to Pet Health Insurance than just the basics.


It seems like new information is discovered about something every day. And the topic of Pet Health Insurance is no exception. Keep reading to get more fresh news about Pet Health Insurance.

There are times when adopting that shaggy non-descript mutt at the neighborhood shelter is an advantage over purchasing an expensive AKC model. The first advantage is the start up cost, AKC registered pups seldom start at less them three hundred dollars from there the prices can sore into the thousands. The adoption fee for your local pound puppy shouldn’t be more then two hundred bucks and a lot of times they are up to date on all their shots and are already neutered or spayed.

The second time you will notice an advantage to your pound puppy is when you purchase liability insurance. Liability insurance is an insurance policy that will pay out to the injured party if your dog suddenly bites somebody. Several breeds recognized by the American Kennel Club are on several liability insurance companies list of high risk dogs and cost the owner an extra high premium. Many dogs who were bred to be guard dogs are considered a high liability.

The third time you will see a distinct advantage to your pound puppy is if you choose to purchase pet health care insurance. Many pet health care insurance companies will not insure against potential genetic disorders that are common in a particular breed.

Owners of English Cocker Spaniels may experience a difficult time insuring the their puppies kidneys until the dog is past its second birthday. English Cocker Spaniels have been known to develop a genetic condition called Familial Nephropathy. A puppy with Familial Nephropathy kidneys will start shutting down between the ages of six months and two years old. This disease is normally fatal. Right now there is not a really good way of identifying what puppies might develop Familial Nephropathy.

Owners who purchase large dog breeds that have a history of hip dysplasia such as the American Staffordshire Terrier's, Great Danes, German Shepards, Rottweilers, and Caucasian Mountain Dog's. Hip dysplasia is a hereditary disease that affects the hip joints of the dog. Dogs that have hip dysplasia walk with a loose wobbly gait; they usually have a hard time bringing their hind legs up and underneath themselves. Most pet health insurance companies will probably not be able to insure there new puppies hips until a test has been run and the puppy is declared sound and dysplasia clear.

Bulldogs have a history of breathing problems because of their flat face and smashed breathing passages; they are prone to heat stroke, sleep apnea, birthing problems, cherry eye, allergies, hip problems, and cataracts. Great Danes have a genetic history of slow metabolism, bloat, twisted gut, hip dysplasia, congenital heart problems yeast infections, and staph infections. If you buy a Great Dane that is mostly white in color it will probably be deaf and possibly blind. Some pet health insurance companies won’t insure the eyes of certain dogs unless the puppy was bred by a breeder certified by the Canine Eye Registration Foundation (CERF). Breeders that hold a certification from this foundation have been acknowledged as breeding puppies with no known eye health problems.


Take time to consider the points presented above. What you learn may help you overcome your hesitation to take action.

Pet Insurance Moreover Health Insurance Quotes: Online Guide

Are you looking for some inside information on Pet Health Insurance? Here's an up-to-date report from Pet Health Insurance experts who should know.


I trust that what you've read so far has been informative. The following section should go a long way toward clearing up any uncertainty that may remain.

A recent survey estimated that the average dog owner will visit the vet two-three times a year and spend an average of two hundred dollars. Pet owners who have cats will spend a little bit less. That estimate is for the normal routine stuff like sterilization (spaying or neutering), vaccinations, worming, and a heartworm test; you’re normally in and out of the veterinarian’s office in approximately fifteen minutes. It’s hard to imagine what the trip to the veterinarian’s office would cost if your pet was suffering from a really serious medical problem such as benign tumors or a broken leg.

Approximately three percent of pet owners in the United States have decided that the best way to deal with financing their pets vet bill is to purchase pet health care insurance. Pet health care insurance is similar to human health care insurance. The pet owner pays a monthly premium and when the pet has to go to the veterinarian’s office the insurance company will pay a certain percentage of the bill minus the deductible.

Before a pet owner purchases a pet health care plan they need to get some estimates/quotes on various plans. Before the pet owner goes online to find a quote they need to grab a pad of paper and write down two things. The first thing they need is a wish list of the type of pet health insurance coverage you would like to get. This list can include things like prescription coverage, low deductibles, dental, annual checkups, spaying and nueturing, declawing and anything else you can think of. It is important to remember that you may not be able to find a pet health insurance plan that will have everything you want, circle the items that you simply can't live without. The second thing you need to write down is what is the most you can spend each month on your pet’s health insurance plan. Keep this number close by so you don't splurge on an insurance plan you won’t be able to afford.

Now do a couple internet searches to find all the names of pet health insurance companies. Go through the list and find all the companies that have health insurance plans that are compatible to your wish list and seem to be in your budget. Try to narrow the list down to the five most likely possibilities.

Now that you have five health insurance companies that seem like real possibilities go to their quote section on the webpage. Follow the instructions and enter all of your pet’s pertinent information.
If the quote is satisfactory its time to proceed to the next step. Call your pet’s veterinarian and ask the clinic will accepts this particular brand of insurance. If the vet clinic you use doesn’t accept insurance from that company move to your next possibility. You’ll probably have a harder time finding another good vet then another pet health insurance company. Now all you really have left to do is to talk to the pet insurance companies representative.


So now you know a little bit about Pet Health Insurance. Even if you don't know everything, you've done something worthwhile: you've expanded your knowledge.

Pet Health Insurance in California

Current info about Pet Health Insurance is not always the easiest thing to locate. Fortunately, this report includes the latest Pet Health Insurance info available.


Most of this information comes straight from the Pet Health Insurance pros. Careful reading to the end virtually guarantees that you'll know what they know.

In 1849 hundreds of men made the grueling climb across the Rocky mountain range before stepping onto California's soil. These men, who history remembers as forty-niners, came to California with dreams of striking a mother lode of gold and spending the rest of their days in the lap of luxury. Few of these forty-niners had possessions worth speaking of, just the tattered torn clothes they were wearing, a shovel, a pan specially designed to sift through river sediment, and an old mule to haul their find out of the mountains.

Over a hundred and fifty years have passed since the last forty-niner made their final trek across the Rockies with only his own voice and a cantankerous old mule named Worthless for company. In this new modern world a different type of person is journeying across the country seeking the answers to all their dreams and prayers in the warm California sunlight. Today its students, freshly armed with brand new high school diplomas and a tiny sub-compact car loaded down with expensive clothing and glamour shots, seeking not gold but rather fame under the bright lights of an acting studio. Like the fortey-niners, many of these future stars have only their CD collections and a family pet to keep them company on the long drive across the country.

What many of these Hollywood hopefuls don't realize is the animal health branch of the California Department of Food and Agriculture has rules and regulations for bringing pets into the state. Most of the rules will involve the young pet owner to take their pet to the veterinarian for a round of shots and an exam before leaving for the land of movie stars and millionaires. The purchase of pet health care coverage can sometimes let the youngsters get the routine vet work out of the way without forcing them to dip to heavily into their savings.

Domestic cats that are infected with a contagious disease are not allowed into California. Cats are not required to have a current rabies vaccination nor do they have to have a Certificate of Veterinary Inspection before they cross the state line into California. They must have a health certificate if they are coming from an area that was under rabies quarantine. If you are coming into the state of California via airplane check with the airline about what health requirements they enforce before allowing your cat to fly. Before you leave your home town for the California shore line, ask your veterinarian what can be done to make the trip as comfortable and safe for your cat.

Just like cats the California Department of Food and Agriculture will not allow dogs that are carrying an infectious disease to cross the state line into California. Any dog over four months of age is required to a certificate stating the date of its last rabies vaccination, the type of vaccination used, the manufacturer lot number of the rabies vaccine used, and the name of the vet who gave the injection. If you are traveling by plane ask the airline about any additional health requirements your dog must meet before it is allowed to fly. The sooner you contact your airline the better.

If you are bringing a more exotic type of pet, such as a potbellied pig, into the state of California you may be required to have an entry permit.


This article's coverage of the information is as complete as it can be today. But you should always leave open the possibility that future research could uncover new facts.

Pet Health Insurance in the USA

Current info about Pet Health Insurance is not always the easiest thing to locate. Fortunately, this report includes the latest Pet Health Insurance info available.


If you don't have accurate details regarding Pet Health Insurance, then you might make a bad choice on the subject. Don't let that happen: keep reading.

Pet health insurance companies are hoping that someday pet owners in the United States will catch up with European pet owners. A recent poll taken of American pet owners suggested that approximately three percent of American pet owners had purchased pet health insurance for their family pet. A veterinarian who was interviewed after the survey was stunned by the results. She felt that the survey was generous. She believes that less then one percent of her patients have any health care insurance.

In Europe approximately twenty-five percent of all pet owners have some sort of pet health insurance on their pets. The numbers are even higher in Sweden where approximately fifty percent of all pet owners rely on pet health insurance to help pay their pet’s medical expenses.

Some experts believe that the reason so many pet owners in the United Kingdom have pet health care insurance is because of an act passed in 1971. In the United Kingdom dog owners are liable for any accident that their pet is found responsible for. This means that if a dog darts out into traffic and causes a seven car pile up the dog’s owner is responsible for paying all the damages. Unwilling to dip into their own pickets to cover their pet’s misadventures pet owners in the United Kingdom purchase something called third party insurance. Third party insurance is a simply a liability insurance specifically geared to pet owners.

Many American pet owners don’t realize that there are similar pet liability insurance plans available in the United States. Pet owners who would like to purchase pet liability insurance to cover any damages their pets might be responsible rather should be aware that certain breeds of dogs are listed as high risk insurance cases and the owners will be required to pay extra high insurance policies.

It is unclear why more pet owners in the United States don’t purchase pet health insurance. One possibility is that pet owners simply don’t understand exactly how expensive pet health care is. Fifteen minutes spent in a veterinarian’s office can sometimes cost as much as a hundred dollars. When a pet owner finds themselves facing the cost of an emergency surgery or has to take their family pet to a university hospital to have an illness treated they quickly find themselves whishing they had something to help cover the enormous vet bill. All too often pet owners who find themselves in an emergency situation are forced to euthanize their beloved pet for economic reasons.

Pet owners who are city dwellers probably feel that they don’t need to worry about something like pet health insurance because they can’t possibly for see when they would need it. Their pets live inside, what could possibly happen to them. What these pet owners don’t realize is that illness can sometimes affect house pets the hardest because their immune systems haven’t had a chance to build up any resistance.

Farmers and ranchers have a very clear cut idea of how fast and accident and how expensive vet care is. Most of them would like to insure the health of their pets but there simply isn’t enough extra money to afford the monthly premiums. Ranchers and farmers also tend to have a working knowledge of illnesses and injuries that lets them treat their pets on their own.


As your knowledge about Pet Health Insurance continues to grow, you will begin to see how Pet Health Insurance fits into the overall scheme of things. Knowing how something relates to the rest of the world is important too.